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Types of Bank Account

US bank account types can broadly be divided into five types: basic checking accounts, interest-bearing checking accounts, savings accounts, money market deposit accounts, and certificates of deposit. Most banks offer all of these types of accounts, and all five are insured by the FDIC (in most cases, up to $100,000 per account).

For more information about US bank account types, please select from the list below ...

Basic Checking Account
Interest-Bearing Checking Account
Savings Account
Money Market Deposit Accounts
Certificates of Deposit