Controlling Your Debt

If you are having trouble keeping up with repayments or are finding that once your bills are paid, you do not have enough money to spend on housekeeping, you need to take action on your debt now. The first step is to take a good hard look at all your debts, and find a way to prioritize them.

In this section, we take a look at how to deal with your debt - how to transform it into something less threatening and more manageable, something that you can feel that you can take on and beat.

We also investigate the different arrangements you can make to solve your debt problems, whether that involves contacting your creditors to negotiate a fair repayment plan, entering a debt management or debt consolidation agreement, or even filing for bankruptcy.