Critical Illness Insurance

Although advances in modern medicine mean that the chances of surviving a major illness are greater than ever before, the financial consequences of serious illness can still be massive. Critical Illness Insurance can give patients a lump sum that can help to ease financial worries while they are undergoing treatment and recuperation.

In this section, we investigate why people choose to invest in critical illness insurance (also known as dread disease insurance), and the different types of policy available. We also look at what you need to be aware of before purchasing a policy, including the details of the many different conditions that are covered, along with some of the conditions and causes that are excluded.

What Is It?: Providing you with a tax-free lump sum on diagnosis of a serious illness, medical condition or disease ...
Why Do I Need It?: Critical Illness cover will give you money to replace your income, pay off debts and provide you with relief from financial worries ...
Policy Types: Deciding which critical illness policy is right for you: a stand-alone product, or one combined with life insurance ...
Key Facts to Check: Points to consider before purchasing Critical Illness cover ...
What's Covered?: A guide to the conditions that can be covered by a Critical Illness Insurance policy ...
What's Excluded?: An explanation of conditions and causes that may be excluded in your policy ...